Structured referral partnerships
A small number of aligned introductions can create meaningful recurring income, paid monthly.
Professionals positioned to see the problem early
What connects these roles is access. You understand your client's cash flow profile, customer exposure, and capital structure before liquidity pressure becomes acute.
CPA / Accounting Firm
Ongoing client financial visibility
Commercial Banker
Out-of-policy referral partners
Turnaround Professional
Restructuring & recovery
Commercial Broker
Transaction & transition focus
Private Credit Advisor
Alternative capital sourcing
Capital Advisor
Capital structure advisory
Bookkeeper
Close visibility into AR and cash flow
Fractional CFO
Embedded financial leadership
Industry Specialist
Deep operator relationships
Real Estate Capital Advisor
Property finance specialists
Insurance Broker
Asset and customer insight
Factoring becomes relevant at specific moments
Receivables finance is rarely permanent. It becomes relevant when payment timing starts to constrain decisions. Being prepared for that moment creates value for your client and recurring income for you.
A single well-timed introduction can generate recurring commission, paid monthly.
Rapid growth
Revenue scaling faster than cash conversion
Large contract wins
Mobilisation costs ahead of payment
Extended payment cycles
30 to 90 day terms create pressure
Customer concentration
Single customer exceeds bank limits
Covenant pressure
Existing facility constraints binding
Bank retrenchment
Lender reduces exposure or declines
Payables slipping
Cash-flow constraints damaging vendor relationships
Disciplined structure
Transparent economics
Experienced and efficient underwriting
We will quickly let you know if the referral is likely to qualify and work rapidly to complete the underwriting and book the deal.
Confidential options
Non-notification structures are available where appropriate. No disruption to customer relationships.
Non recourse protection
TowerCap assumes credit risk on approved receivables under agreed conditions.
Comfort with concentration
Large single-customer exposure acceptable when supported by credit quality.
Direct access to decision makers
Clients and partners engage directly with senior leadership. Clear answers, no layers.
Recurring commission structure
Referral partners receive an ongoing percentage of gross revenue generated by the facility. Commissions are paid monthly and continue for the life of the client relationship.
Evergreen percentage
A clear, recurring percentage of gross facility revenue.
Paid monthly
Ongoing payments, not a one-time finder's fee.
Aligned incentives
Designed for long-term advisor relationships, not transactional introductions.
Annuity income
Creates attractive annuity income.