About Us
Independent capital, tailored solutions
TowerCap is a privately funded receivables finance firm serving established B2B businesses across the United States and Canada. We are built around one principle: strong receivables backed by strong customers are financeable.
Our role is to convert your earned revenue into liquidity with clarity, discipline, and speed.
Privately funded, institutionally supported
TowerCap is privately funded and supported by significant U.S. banking relationships. Our facilities are made available off our own balance sheet.
We are not reliant on retail funding or transactional capital. This structure allows us to make decisions based on credit quality and commercial logic, and to make those decisions quickly and deploy funds rapidly.
Stability matters in receivables finance. Our capital base reflects that.
Substance over scale
We are not a high-volume funding platform. We focus on disciplined underwriting, transparent pricing, and direct relationships with the business operators.
Concentration is evaluated on credit strength and payment performance. Facilities are structured to align with operating reality.
We prefer long-term commercial alignment over short-term transactions.
Leadership
Experienced operators
TowerCap is led by senior finance professionals with deep experience in receivables finance, structured credit, and underwriting. Our leadership team stays close to transactions, counterparties, and client outcomes.
